The Automatic Investment Strategy (AIS) and the Retirement Investment Strategy (RIS) reduce investment risk by automatically switching your policy through up to five investment portfolios, depending on how long is left until your policy's maturity date. Each portfolio offers less exposure to risk than the previous portfolio. The AIS is available on Vista policies issued after January 2005. The RIS is only available on Vista policies issued before January 2005.
See the below literature section for more information on our investment strategies.