Privacy Notice for ZIO Protect 

Welcome to ZIO Protect ("ZIO Protect"). At Zurich International Life Limited (“ZILL”), we are committed to protecting your personal data and ensuring that your privacy is respected. This notice explains how we collect, use, and protect your personal data when you use ZIO Protect. 

To learn more about how ZILL handles your personal data more generally, please see our full data privacy statement.

When you use ZIO Protect we collect the information you provide, such as your name, surname and email address to generate a username and password for your User account and as listed in the “How We Use Your Information” section below; We only use cookies which are necessary for the security and proper functioning of ZIO Protect.

This portal allows for the submission and upload of personal data which may include special category data, for example medical or health information.  Where you provide data to us via ZIO Protect of any third party it is understood that you have the authority and appropriate lawful basis to do so and all data subjects (e.g. a natural person whose personal data is being processed) have been provided with the content of the this privacy notice.  

Further information on how personal data supplied or submitted on this portal will be processed, can be found in our full data privacy notice in the following link: Privacy | legal | Zurich International 

In order to meet the obligations of the Terms of Use, we use your personal information to: 

  • Set up and manage your user profile. 
  • Respond to your queries and provide requested services. 
  • Provide you with access to product information. 
  • Meet technical, security, and regulatory requirements. 

When you provide us with your email address, we may use it to communicate with you about your account or our services.

The lawful basis for processing the information collected is to fulfil our contractual obligations to you and to pursue our legitimate interests in providing and improving our services. 

We also use anonymised, statistical information about portal usage to support the development, maintenance, and security of this website and Zurich’s services.

We may monitor any and all use of ZIO Protect for auditing, investigative, service provision and debugging purposes.

In the operation of ZIO Protect, we may share your information with: 

  • Other Zurich companies and/or branches 
  • ZILL’s third party service providers for ZIO Protect
  • Your authorised representatives and service providers
  • Regulatory and legal authorities as required by law

By using ZIO Protect, you agree to the Terms of Use, including how we handle your personal data as described in this notice.

We will make changes to this Privacy Notice from time to time. If there are material updates to the Privacy Notice, you will be notified. For non-material updates, we encourage you to check the Privacy Notice periodically to remain informed of any changes.

Protecting your data is a top priority for us. While no internet transmission is completely risk-free, we use strong technical and organisational measures to safeguard your information, including: 

  • Secure server facilities, accessible only to authorised personnel and trusted partners. 
  • Advanced firewalls to monitor and block unauthorised access. 
  • Strict procedures for the secure and confidential handling of information at every stage.

in addition to any information security measures set out in our full data privacy statement, where applicable.

If you have any questions or concerns about how we keep your information safe, please contact us via ZIO Protect Contact Us

Given the global nature of our business, we may transfer personal data to other countries. Where we transfer personal data to countries that are outside of the Isle of Man and the European Union (EU) we will ensure that it is protected and that the transfer is lawful. We will do this by ensuring that there is either an adequacy decision relating to the safeguards for personal data from the European Commission, or that the personal data is given adequate safeguards by using ‘standard contractual clauses’ which have been adopted or approved by the Isle of Man and the EU, or other solutions that are in line with the requirements of European data protection laws. Equivalent protections are also applied when transferring data outside of our branch locations.

Requests for a copy of the template used for the ‘standard contractual clauses’ can be made by contacting our Data Protection Officer (see details below).

We retain your personal data for as long as necessary to fulfil the purposes for which it was collected, subject to legal, tax, and regulatory requirements. 

You have the following rights regarding your personal information:

  • Informed: To be informed about the collection and use of your personal data. 
  • Access: To access your personal data.
  • Rectification: To correct inaccurate or incomplete personal data.
  • Deletion: To request the deletion of your personal data in certain circumstances. 
  • Restriction: To restrict the processing of your personal data in certain circumstances.
  • Portability: To obtain and reuse your personal data across different services. 
  • Objection: To object to the processing of your personal data.
  • Automated Decision-Making: To not be subject to decisions based solely on automated processing.  

You can exercise these rights by contacting our Data Protection Officer (see details below). 

For any questions or concerns about this Privacy Notice or your personal data, please contact our Data Protection Officer:

Email: ZILLPrivacy@Zurich.com
Address: Data Protection Officer, Zurich International Life Limited, Zurich House, Isle of Man Business Park, Douglas, Isle of Man, IM2 2QZ.

For any questions or concerns about the use of ZIO Protect, kindly reach out to the compliance officer of the relevant branch as per the below details.

If you are dissatisfied with our handling of your personal data or your request to exercise your rights, you can complain to the Isle of Man Information Commissioner’s Office at:

Email: ask@inforights.im
Address: First Floor, Prospect House, Prospect Hill, Douglas, Isle of Man, IM1 1ET.

Your personal data may be controlled by: Zurich International Life Limited, Isle of Man Business Park, Douglas, Isle of Man IM2 2QZ, registered in the Isle of Man number 020126C, and which also operates through the following branch offices:

Zurich International Life Limited, UAE Branch, which is registered (Registration No. 63) under UAE Federal Law Number 6 of 2007, and its activities in the UAE governed by such law. Registered offices at Unit 601, Building 6, Emaar Square, Dubai. (PO Box 50389 Dubai)

Zurich International Life Limited, Bahrain Branch, which is registered in Bahrain under Commercial Registration No. 17444 and is licensed as an Overseas Insurance Firm – Life Insurance by the Central Bank of Bahrain. Branch offices: 27th Floor, Almoayyed Tower, Seef District, Kingdom of Bahrain

Zurich International Life Limited, Qatar Branch, which is authorised by the Qatar Financial Centre Regulatory Authority. Branch offices: Office No. 404, 4th Floor, Qatar Financial Centre Tower, West Bay, Doha, Qatar) 

Zurich International Life Limited, Hong Kong Branch, which is authorised by the Hong Kong Insurance Authority. Branch offices: 25/F, One Island East, 18 Westlands Road, Quarry Bay, Hong Kong 

Legal entities | legal | Zurich International