YourLife - Instant Life Cover for Isle of Man Residents

What is YourLife?

YourLife is a life insurance policy which pays a lump sum if you die during the policy term. There is no need for you to undergo any medical tests when applying. Everything is done online and you are covered as soon as you have completed the application.

What can YourLife do for you?

If you need financial protection for your family, for example, to cover debts or your mortgage repayments, YourLife will pay a lump sum if you die during the term of the policy.

How to apply?

Simply click here and follow the on screen instructions. We won’t ask you to take a medical, but will ask you to answer a short medical questionnaire. Answer all questions truthfully and accurately, as not doing so may result in us not paying a claim.

Key Features

  • Level or decreasing cover
    You can select either level cover, where the benefit amounts stay the same throughout the policy term, or on a decreasing basis, where the benefits will reduce annually throughout the policy term which will be set out in your policy schedule.
  • Life Cover
    Life cover is available from £50,000 up to £500,000. The Life Cover pays out as a result of death.
  • Accidental Death Benefit (optional)
    If selected, this pays an additional lump sum of 50% of the current life cover amount, if you die as a result of an accident.
  • Terminal Illness Cover (optional)
    If selected, will pay a lump sum on the diagnosis of a terminal illness (as long as the diagnosis occurs at least 18 months before the end of the policy term), as an advance of the current life cover amount.